Fake loans are seen in "Total unused commitments."
| First State Bank of Altus | |||
| 721 North Main Street Altus, OK 73521 |
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| FDIC Certificate #: 9873 Bank Charter Class: NM
Copies of Altus Bank FDIC Call Reports provided for convenience. |
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| Dollar figures in thousands | Altus, OK December 31, 2005 |
Altus, OK December 31, 2004 |
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|---|---|---|---|---|
| Assets and Liabilities | ||||
| 1 | Total employees (full-time equivalent) | $48 | $45 | |
| 2 | Total assets | $97,644 | $130,773 | |
| 3 | Cash and due from depository institutions | $2,334 | $3,693 | |
| 4 | Interest-bearing balances | $7 | $1,518 | |
| 5 | Securities | $36,349 | $35,840 | |
| 6 | Federal funds sold & reverse repurchase agreements | $6,635 | $6,095 | |
| 7 | Net loans & leases | $44,038 | $77,170 | |
| 8 | Loan loss allowance | $689 | $604 | |
| 9 | Trading account assets | $0 | $0 | |
| 10 | Bank premises and fixed assets | $2,351 | $2,222 | |
| 11 | Other real estate owned | $185 | $676 | |
| 12 | Goodwill and other intangibles | $0 | $0 | |
| 13 | All other assets | $5,752 | $5,077 | |
| 14 | Life insurance assets | $N/A | $N/A | |
| 15 | Total liabilities and Capital | $97,644 | $130,773 | |
| 16 | Total liabilities | $87,538 | $121,643 | |
| 17 | Total deposits | $86,368 | $120,722 | |
| 18 | Interest-bearing deposits | $66,379 | $105,738 | |
| 19 | Deposits held in domestic offices | $86,368 | $120,722 | |
| 20 | % insured | $N/A | $N/A | |
| 21 | Federal funds purchased & repurchase agreements | $0 | $0 | |
| 22 | Trading liabilities | $0 | $0 | |
| 23 | Other borrowed funds | $0 | $0 | |
| 24 | Subordinated debt | $0 | $0 | |
| 25 | All other liabilities | $1,170 | $921 | |
| 26 | Total equity Capital | $10,106 | $9,130 | |
| 27 | Total bank equity Capital | $10,106 | $9,130 | |
| 28 | Perpetual preferred stock | $0 | $0 | |
| 29 | Common stock | $400 | $400 | |
| 30 | Surplus | $600 | $600 | |
| 31 | Undivided profits | $9,106 | $8,130 | |
| 32 | Noncontrolling interests in consolidated subsidiaries | $N/A | $N/A | |
| Memoranda: | ||||
| 33 | Noncurrent loans and leases | $757 | $777 | |
| 34 | Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | $0 | |
| 35 | Income earned, not collected on loans | $798 | $990 | |
| 36 | Earning assets | $87,029 | $120,623 | |
| 37 | Long-term assets (5+ years) | $2,399 | $3,139 | |
| 38 | Average Assets, year-to-date | $110,323 | $108,591 | |
| 39 | Average Assets, quarterly | $97,210 | $117,404 | |
| 40 | Volatile liabilities | $10,161 | $12,630 | |
| 41 | Insider loans | $187 | $149 | |
| 42 | FHLB advances | $0 | $0 | |
| 43 | Loans and leases held for sale | $0 | $0 | |
| 44 | Unused loan commitments | $649,738 | $63,007 | |
| 45 | Tier 1 | $10,622 | $9,296 | |
| 46 | Tier 2 risk-based Capital | $689 | $604 | |
| 47 | Total risk weighted assets | $56,813 | $59,655 | |
| 48 | Total unused commitments | $649,738 | $63,007 | |
| 49 | Derivatives | $0 | $0 | |